Buying a home is an exciting time. It’s a major investment, perhaps the largest one you’ll make in your life, but it’s not without its complexities. One of these complexities revolves around the concept of liens. A lien is a legal claim or a “right of possession” against a property by a creditor. Liens can complicate the process of buying a home and can even affect the value of the property. To ensure you’re making a sound investment, it’s critical to conduct a municipal lien search with a professional lien search company.

Information in a Municipal Lien Search

A municipal lien search is a detailed investigation into the records of a particular property to identify any outstanding debts or obligations that might be attached to it. This includes unpaid taxes, utility balances, and code violations. It also uncovers any unrecorded liens and issues that could impact the ownership of the property.

The search involves combing through records at the municipal level, which can include data from the county, city, and other local governing bodies. The details found in these searches are not usually included in a typical title search, which is why conducting a municipal lien search is so important for homebuyers.

Types of Possible Liens Real Res searches

Property Tax Liens: These are often placed on a property when the homeowner fails to pay their local or state taxes.

Utility Lien: They arise from unpaid utility bills by property owners.

Assessment Liens: These types of liens come from the municipality for things like street paving, sidewalk repair, neighborhood beautification, or installing new water/sewer lines. These types of liens may or maybe be eventually put on the property’s tax bill.

Code Enforcement Liens: These are imposed by local or municipal governments when a property violates local codes or ordinances.

Reasons to Get a Municipal Lien Search from a Lien Search Company

Expertise

Lien search companies specialize in conducting these types of searches. They understand the complexities involved and know exactly where to look to find any potential issues.

Efficiency

Given their experience and understanding of the process, lien search companies can conduct these searches much more quickly than an individual can.

Accuracy

The risk of overlooking a lien is significantly reduced when you hire a professional lien search company. They have the necessary skills and tools to ensure a thorough and accurate search.

Get a Lien Search from Lien Search Company Real Res and Protect Your Purchase

Real Res, a trusted lien search company, is your partner in ensuring that your property purchase is protected. By entrusting your municipal lien search to Real Res, you are leveraging our expertise, efficiency, and accuracy. We understand the importance of a comprehensive lien search and go above and beyond to ensure you have all the information you need to make an informed decision about your property purchase. Contact us to learn more about lien searches and get started today.